Thursday, May 1, 2014
Saturday, March 22, 2014
Smarter thieves means we need smarter cops....and a purge in Washington
With Mr. Taibbia's background, it's no surprise that the book has a bit of a leftist-leaning bias...but I think that shouldn't be taken as a reason to avoid the book. I mention it simply so you have some idea of the perspective the author carries into his book....and you can prepare the appropriate "bias filters" as you consider the writing. I'd offer the same warning for any detected bias...regardless of political spectrum it leans towards. I.e. don't read only those that agree with you....and be EXTRA careful about your "bias filters" when you're reading those whom you agree with...sneaky mindfucks creep in too often in such moments of letting your guard down.
Nonetheless, having worked in the mortgage industry during the sub-prime boom that lead up to the 2008 crash, and being closely involved in that industry during the crash, I assure you that much of what Griftopia describes is accurate. I would differ with some of the descriptions, opinions and conclusions the book presents, yet overall, the main point he makes and the tone of his writing make the book a worthy read for anyone who wasn't intimately involved with the high level financial shenanigans that went down. For the rest of us, Matt explains the overall arc of this recent international financial scam in his entertaining and accessible writings. Sadly, the overall arc is a description of how, yet again, the powers that be have pulled a giant con on the masses, enriching themselves at the expense of the common man and his offspring for generations to come.
Today I stumbled upon this article in the NY Times regarding a recent investigative report from the Inspector General of the Justice Department. Although its focus is on fraud closer to the loan origination side than Griftopia's (which covers the BILLIONS of dollars swindled via the treasury and the financial markets), it still is sickening in its revelations of the scope of the problems. The report, “Audit of the Department of Justice’s Efforts to Address Mortgage Fraud,” emphasizes how our law enforcement and regulatory agencies are at best, incompetent in the face of "white-collar" criminals, or quite possibly, complacent in the fleecing of the American taxpayer (and other victims around the world) via corruption throughout our government and financial entities.
Saturday, September 3, 2011
Español Banking Terms for your Mexican Visa Efforts
|
English |
Spanish |
|
|
|
|
Account Number |
Número de cuenta |
|
Amount |
Cantidad |
|
Assets |
Activos |
|
ATM & Debit Card Withdrawals |
ATM y Retiros Tarjeta de Débito |
|
Balance |
Saldo |
|
Balance Summary |
Resumen de saldo |
|
Balancing Your Checkbook |
Cotejar tu cuenta |
|
Beginning Balance |
Saldo Anterior |
|
Card Purchase |
Compra con Tarjeta |
|
Card Purchase Return |
Devolución |
|
Card Purchase with PIN |
Compra con Tarjeta con NIP |
|
Checking Account Summary |
Resumen de la cuenta de cheques |
|
Checks Paid |
Cheques Pagados |
|
Continued |
Seguido |
|
Credit |
Crédito |
|
Customer Withdrawal |
Retiro de cliente |
|
Date |
Fecha |
|
Description |
Concepto |
|
Deposit |
Depósito |
|
Deposits and Additions |
Depósitos y adiciones |
|
Electronic Payment |
Pago Electronico |
|
Electronic Withdrawals |
Retiros electrónicos |
|
Ending Balance |
Saldo final |
|
Fees |
Honorarios |
|
Fees and Other Withdrawals |
Honorarios y otros retiros |
|
Free Checking |
Cuenta gratis de cheques |
|
Page 1 of 6 |
Página 1 de 6 |
|
Primary Account |
Cuenta Principal |
|
Savings Account |
Cuenta Ahorros |
|
Service Fee |
Pago por Servicio |
|
This Period |
Este periodo |
|
Total |
Total |
|
Total Assets |
Total de Activos |
|
Transaction Details |
Detalles de la transacción |
|
Transfer |
Transferencia |
|
Withdrawals and Other Fees |
Retiros y otros honorarios |
Tuesday, August 23, 2011
Waiting for TelMex
Still no Internet today. The house’s property manager, Cipriano Ramos (who has been a HUGE help to us as we’ve been trying to get settled in here) called TelMex today and we went through the tier-1 tech support to no avail. There are supposed to send a technician out in “24 to 36 hours.”
At Teizcali school starts at 7:50AM. Since we don’t have a car we walk to school. Our _route_ takes about 20 to 25 minutes. Thus wake up time is around 6:15 or so. We are not a bright-and-early type of family so this early start time plus the one hour difference in time zones between Oaxaca and Denver, CO, USA means things are a bit grouchy around here.
After walking down to B’s school this morning I found out that TELMEX techs can show up well outside of American or Mexican “business hours.” They can seemingly come as early as 7 am and as late as 8pm….any day of the week. And if you miss them when they come you allegedly go to the bottom of the queue. I will not be leaving the house it seems.
Friday, November 19, 2010
Donuts v. Bagels
If everybody slices a bagel in half, why is only one side coated with toppings? I.e. shouldn't there be schtuff (e.g. poppyseeds) on BOTH sides? I can understand with a donut as you eat the thing whole.
Somebody address this market opportunity!
Friday, February 19, 2010
The $500 Denon audio cable
Ah, yes, yet another example that some of us out there are making TOO MUCH DAMN MONEY &/or are too stupid to be allowed to use the Internet alone!!. Oh, wait, I should say some HAVE too much money as they surely aren't working for their income....are they? OMFG!
Saturday, May 30, 2009
Anthony Sloan RIP
His (memorial?) site (some incredible photos): http://www.anthonysloan.com/
DSD Comment: I don't know if I ever met the guy, but if I did, I missed a key opportuntity to chat with what appears to have been a very interesting man.
:-(
Tuesday, December 9, 2008
Stop the HighDef Madness
South Park in High Def? The show is intentionally crappy animation with paper cuts-outs and stop-action animation. Man, get a 42" HD flat panel and you'll do ANYTHING to justify the "need" for it. Worse than crack.
But then, I'm just jealous.
Monday, December 1, 2008
Keep the teeth, Santa. I want trains and Legos.
Parenthood is such a funny drug - doing things such as making you proud of a ubiquitous biological process.
So what is the state of the Tooth Fairy economy, you ask? B wanted to keep his first tooth so we told him to leave a note for the T.F. and expect that the absence of a tooth would mean no payment. "She" (cuz all T.F's are female, right?) left him a dollar coin for getting the first tooth out by himself (no string tied to a door knob) and told him the next tooth would also get a discounted payment. For the second he rec'd a five spot. WTF! I think I got a quarter per tooth, on average. Man we parents of singles are spoilers. Shame on the Tooth Fairy.
DSD
Friday, September 12, 2008
Who owns Coward Yellow?
Ok, as a big "L" libertarian I'm all for the concept of intellectual property but it's time to confess my discomfort with the ownership of colors, naturally occuring gene sequences, and immortal Disney characters.